watch your CREDIT CARD STATEMENTS

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11/17/2007 5:35:53 PM	watch your CREDIT CARD STATEMENTS
jeannies10 Diamond Bar, CA age: 56	.................. [Edited 11/17/2007 8:20:40 PM]
11/18/2007 4:05:18 AM	watch your CREDIT CARD STATEMENTS
emt854 Appleton, WI age: 53	???
11/18/2007 5:57:33 AM	watch your CREDIT CARD STATEMENTS
burnedonce Duncan, OK age: 67	whut happened???????????/ did u get deleted????????????/
11/18/2007 6:20:48 AM	watch your CREDIT CARD STATEMENTS
agent05949 Greenville, MI age: 56	I always do.......but there had to be a point here.
11/18/2007 6:21:38 AM	watch your CREDIT CARD STATEMENTS
emt854 Appleton, WI age: 53	lots of points agent dont you see them ..............
11/18/2007 6:24:00 AM	watch your CREDIT CARD STATEMENTS
agent05949 Greenville, MI age: 56	must be to early in the morning kid !!!
11/18/2007 5:04:19 PM	watch your CREDIT CARD STATEMENTS
jeannies10 Diamond Bar, CA age: 56	For all my friends, Sorry - I goofed on the other Post and here it is again. I discovered yesterday that for several months now there was a charge on my credit card statement that I did not authorize. It was the same amount that I gave to a charity, therefore, this is most likely how I missed it. Silly me.....wasn't being careful! I did contact the credit card company and they will credit back the money after I complete their paperwork, etc. etc., big hassle. The reason for this post was to share this with you and to say to everyone, always check all entires on your statements. I went on the internet and checked for the company, which I was completely unfamiliar with, and it was there with a big article about FRAUD. Somehow they got ahold of my credit card number or ?????? who knows. I feel pretty silly because this should not have happened had I been careful. Jeannies10
11/18/2007 5:24:53 PM	watch your CREDIT CARD STATEMENTS
burnedonce Duncan, OK age: 67	Jeannie thanks for the heads up , I dont chg much on my card but do ck each statement carefully. Im always concerned that someone will get hold of my number so try not to use it often.
11/18/2007 5:40:39 PM	watch your CREDIT CARD STATEMENTS
thepkk Springfield, MO age: 52	I used to work for customer servise for a credit card company before I became disabled. And you would not believe the fraud charges people find on their statements. Watch it every month. If it is something you do not know call the credit card company so it can be flagged right away. The sooner they know the faster it can be removed and better chances of catching the people who did the fraud charges. You can also close that acct and get a new number. Also watch your APR's and if you think they are to high and you have good credit and no late payments then call and ask if you can talk to someone about getting it lowered. Be nice. And you may get it. Late with a payment on a accident. Call and ask nicely and they may refund that late fee. Or overlimit fee. Why do I say be nice?? Because some of these decisions is up to who ever you are talking to and when I would get some hateful person on the phone yelling at me. Chances were slim to none that I would do it. And if you get an offer to transfer your funds for @% for so many months. Do it and save you apr for those months. Can always transfer back and may be a offer for a lower percentage for a few months again. Just some advise. I sure do miss that job. Made some good money doing those balance transfers.
11/19/2007 5:02:23 PM	watch your CREDIT CARD STATEMENTS
jeannies10 Diamond Bar, CA age: 56	Hi PKK, Just a little note, I went to a credit Seminar, don't remember too many of the details as my credit is fine and I was there to primarily promote my business. HOWEVER, I do recall that those 0% transfers can affect a person's FICA Score. Therefore, if a person is trying to raise their FICA Score, they might want to check this out. Another thing I do recall is making payments twice a month instead of once.......somehow this also helps to raise a FICA Score. Again, I am defnitely NOT an expert in this area at all.......but just a little tidbit. Jeannie
11/19/2007 5:17:06 PM	watch your CREDIT CARD STATEMENTS
thepkk Springfield, MO age: 52	Every little tidbit added helps another friend out. that is what I think anyway.