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4/11/2017 6:07:03 PM Should I be worried?  

dolphinsneu
Needham Heights, MA
30, joined Mar. 2013


This is a continuation of my previous thread.

With so many people cheating the system nowadays, as the number of people collecting rises higher and higher, as people would rather not work, would that affect my retirement in the future?

Would they take my money and use to keep funding social security?

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4/11/2017 7:07:11 PM Should I be worried?  
cupocheer
Over 10,000 Posts!!! (289,628)
Assumption, IL
69, joined May. 2010


You're 29 years old, OP.

You have time to research the Social Security program and not appear ignorant in front of your peers.

4/11/2017 9:01:57 PM Should I be worried?  

dolphinsneu
Needham Heights, MA
30, joined Mar. 2013


Quote from cupocheer:
You're 29 years old, OP.

You have time to research the Social Security program and not appear ignorant in front of your peers.


I have been told Social Security will go bankrupt long before I reach retirement.

This had been of no concern to me. I do not plan on having children. I have saved my money wisely, and will continue to do so. I have several Roth IRA accounts. I have been very lucky to have the jobs I do and the support of the people who work with me.

Now I see how the system is being abused, so I wonder if to keep funding Social Security. the government will take my retirement savings away, especially with the debt continuing to grow, mostly because people are taking advantage of the system.

4/11/2017 9:17:23 PM Should I be worried?  
cupocheer
Over 10,000 Posts!!! (289,628)
Assumption, IL
69, joined May. 2010


SS won't go bankrupt. The lawmakers you elect will dismantle it, however.

4/15/2017 3:28:26 AM Should I be worried?  

saddestangel7
Over 2,000 Posts (3,775)
Santa Clara, CA
56, joined Apr. 2011


The SS isn't going bankrupt because of people cheating the system it's because of Washington robbing the coffers for their own purposes for so many years and not putting the money back that they took out. Considering so many people paid into the system and NEVER used the money (aka died) they contributed the money should never run out. Too many Washington sticky fingers figured that out long ago and used that money plus more.

4/15/2017 11:24:27 AM Should I be worried?  

stareye1
Over 4,000 Posts! (6,250)
Osage Beach, MO
58, joined Sep. 2009




4/16/2017 7:17:49 AM Should I be worried?  

godsbutterfly1
Over 10,000 Posts!!! (19,096)
Woodlyn, PA
63, joined Dec. 2010


Quote from saddestangel7:
The SS isn't going bankrupt because of people cheating the system it's because of Washington robbing the coffers for their own purposes for so many years and not putting the money back that they took out. Considering so many people paid into the system and NEVER used the money (aka died) they contributed the money should never run out. Too many Washington sticky fingers figured that out long ago and used that money plus more.


Well put!

4/24/2017 8:29:24 AM Should I be worried?  
cupocheer
Over 10,000 Posts!!! (289,628)
Assumption, IL
69, joined May. 2010






5/10/2017 9:21:29 PM Should I be worried?  

dolphinsneu
Needham Heights, MA
30, joined Mar. 2013


My understanding is different.

It used to be that only specific conditions allowed people to qualify for disability.

Then, it was relaxed, so any condition could qualify a person, as long as they could convince social security that they were disabled enough.

Because of this, the number of people claiming soared.

My parents always taught me to work to overcome my disabilities. I started working at eighteen, and I have not stopped. I have had many workplace struggles, but I have been able to overcome them.

It seems that the new trend in America is not to try to overcome them, but use them to get on social security. Then, you get your health care paid for by medicaid, your food by food stamps, and you basically have $800 a month to party with.

I remember talking to one girl in her twenties, who is a single mother. I told her I worked in health care. She said she did not work, she got social security for mental health reasons. She said she had just gotten divorced. I asked if that was when she stopped working. She told me "I've never worked."

"I'm not interested anymore," I messaged back.

"Stuck up," she replied. She blocked me before I could send my reply, which was going to be.

"I don't understand you can be so mentally disabled yet still able to raise a child. I don't understand how you are not capable of working. Are you telling me you are so disabled you cannot put groceries into a bag? Or put things on a shelf?"

5/11/2017 2:00:18 AM Should I be worried?  

saddestangel7
Over 2,000 Posts (3,775)
Santa Clara, CA
56, joined Apr. 2011


I raised a wonderful son and I wasn't diagnosed as bipolar til 2012 when he was 20.
People with mental illness and physical disabilities can be outstanding parents and role models. Just as healthy people can be horrible parents who should never have had children.

You're very judgmental placing all disabled people into one basket. We're all bad in your eyes if we're not working. Some of us can't work.

I was approved by SSA within 3 months because according to SSA my medical records spoke for themselves. I never went through being denied. No attorney needed.

You are right there are a lot of people who shouldn't have been approved and I do believe they are going to change the approval process. Have you ever stocked shelves? I have when I was 28. It's hard on the knees and back. Only someone physically fit can do that type of work. Bagging requires a small amount of heavy lifting a problem for some people. But there are other jobs out there like being a receptionist. Just need employers who will give these types of disabled persons a chance.

Some things shouldn't be counted as permanent disabilities such as obesity. My son knows someone on SSDI because of his weight. Maybe make it conditional for 1 year and you must show you are in a hospital weight loss program. At the end of 1 year benefits end. If you have a bum knee then same conditional program but must enroll in job training program. There is a solution.

5/11/2017 9:06:31 AM Should I be worried?  

dolphinsneu
Needham Heights, MA
30, joined Mar. 2013


Quote from saddestangel7:
I raised a wonderful son and I wasn't diagnosed as bipolar til 2012 when he was 20.
People with mental illness and physical disabilities can be outstanding parents and role models. Just as healthy people can be horrible parents who should never have had children.

You're very judgmental placing all disabled people into one basket. We're all bad in your eyes if we're not working. Some of us can't work.

I was approved by SSA within 3 months because according to SSA my medical records spoke for themselves. I never went through being denied. No attorney needed.

You are right there are a lot of people who shouldn't have been approved and I do believe they are going to change the approval process. Have you ever stocked shelves? I have when I was 28. It's hard on the knees and back. Only someone physically fit can do that type of work. Bagging requires a small amount of heavy lifting a problem for some people. But there are other jobs out there like being a receptionist. Just need employers who will give these types of disabled persons a chance.

Some things shouldn't be counted as permanent disabilities such as obesity. My son knows someone on SSDI because of his weight. Maybe make it conditional for 1 year and you must show you are in a hospital weight loss program. At the end of 1 year benefits end. If you have a bum knee then same conditional program but must enroll in job training program. There is a solution.


I agree. I am very lucky my work has been understanding and supported me. I could go into great details about my own struggles.

The system has turned into where people would rather not work than work.

I mean, my ex has bipolar and she still works full time at home depot.

Yes, I am judgemental, because I wish I did not have to work. I wish I could relax every night knowing I have everything I need provided for me by the government.

I am not placing everybody in one basket. I know there are some people out there who truly can't work.

It just seems for many people I talk to, their disability only stops them from working. It does not stop them from doing anything else. That makes me skeptical.

Also, there is a difference between not being able to work, and being able to work, but it means you have to put a little extra effort in and not being willing to do so. My two jobs are very physically demanding, but I push myself. It seems many people would rather not.

For example, one night this week, I had couldn't sleep till around 6 in the morning due to my nighttime anxiety, but I still had to work at ten. I toughed it out.

5/11/2017 9:16:31 AM Should I be worried?  

dolphinsneu
Needham Heights, MA
30, joined Mar. 2013


Quote from saddestangel7:
I raised a wonderful son and I wasn't diagnosed as bipolar til 2012 when he was 20.
People with mental illness and physical disabilities can be outstanding parents and role models. Just as healthy people can be horrible parents who should never have had children.

You're very judgmental placing all disabled people into one basket. We're all bad in your eyes if we're not working. Some of us can't work.

I was approved by SSA within 3 months because according to SSA my medical records spoke for themselves. I never went through being denied. No attorney needed.

You are right there are a lot of people who shouldn't have been approved and I do believe they are going to change the approval process. Have you ever stocked shelves? I have when I was 28. It's hard on the knees and back. Only someone physically fit can do that type of work. Bagging requires a small amount of heavy lifting a problem for some people. But there are other jobs out there like being a receptionist. Just need employers who will give these types of disabled persons a chance.

Some things shouldn't be counted as permanent disabilities such as obesity. My son knows someone on SSDI because of his weight. Maybe make it conditional for 1 year and you must show you are in a hospital weight loss program. At the end of 1 year benefits end. If you have a bum knee then same conditional program but must enroll in job training program. There is a solution.


Also, jobs do take a toll on your body. That's why it is called work. I don't believe just because a job takes a toll on your body means you can't do it. I worked for 3.5 years at a golf course as a groundskeeper.

That girl I told you about in my other thread, explicitly said she DID NOT WANT to work more hours. Not that she COULD NOT work more hours. That is key. She said, "Oh I have things I have to do around the house, etc" aka, normal adult responsibilities, that she feels makes her entitled to social security.

That girl I told you about in this thread. She told me, UNFORTUNATELY, I can't work do to mental health issues, not physical health issues. I wish I had messaged her, back, "Why is that unfortunate?" You are living the American dream. Do you know how awesome it is not to have to work and not be physically disabled?

I believe she could work in retail but would rather collect because doing that kind of work would make her "tired".

7/26/2017 7:53:53 PM Should I be worried?  
cupocheer
Over 10,000 Posts!!! (289,628)
Assumption, IL
69, joined May. 2010




8/1/2017 12:46:38 PM Should I be worried?  
cupocheer
Over 10,000 Posts!!! (289,628)
Assumption, IL
69, joined May. 2010




8/5/2017 9:29:29 AM Should I be worried?  
cupocheer
Over 10,000 Posts!!! (289,628)
Assumption, IL
69, joined May. 2010


USE IT or LOSE IT

(I'm tired of coddling your ass.)