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8/12/2016 8:59:03 AM How should finances be planned between a couple?  
korbyn
Over 10,000 Posts!!! (32,755)
Bat Cave, NC
98, joined Jun. 2013


How should finances be planned between a couple?




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8/12/2016 9:03:36 AM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


She gives me all her earnings, I pay the bills, put money aside for savings, buy what I need, pay for groceries and regular expenses, give her some pocket money...if she's completed her chores to my satisfaction.



[Edited 8/12/2016 9:03:58 AM ]

8/12/2016 9:06:48 AM How should finances be planned between a couple?  

lsu_lsu
Over 10,000 Posts!!! (15,654)
Houma, LA
51, joined Apr. 2011




8/12/2016 9:08:15 AM How should finances be planned between a couple?  

mr_1234m
Over 10,000 Posts!!! (35,387)
Louisville, KY
51, joined Apr. 2014


Prenup...

8/12/2016 9:11:50 AM How should finances be planned between a couple?  

inventtis2
Over 7,500 Posts!! (9,759)
Grand Rapids, MI
39, joined Nov. 2012


With a budget below your means.

8/12/2016 9:13:49 AM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


Carefully

8/12/2016 9:14:59 AM How should finances be planned between a couple?  

houston_rocker
Over 10,000 Posts!!! (10,732)
Houston, TX
46, joined Aug. 2014


Simple. What's yours is hers and what's hers is hers.

8/12/2016 9:17:18 AM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


Whoever is better at it?

8/12/2016 9:42:38 AM How should finances be planned between a couple?  
korbyn
Over 10,000 Posts!!! (32,755)
Bat Cave, NC
98, joined Jun. 2013




8/12/2016 9:44:14 AM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


Question is, joint account or separate...

8/12/2016 9:45:11 AM How should finances be planned between a couple?  

mr_1234m
Over 10,000 Posts!!! (35,387)
Louisville, KY
51, joined Apr. 2014


Joint account for "us"

Seperate account for me

8/12/2016 9:45:14 AM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


Separate...no doubt about that!

8/12/2016 9:46:06 AM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


Quote from mr_1234m:
Joint account for "us"

Seperate account for me


Agreed

8/12/2016 9:49:17 AM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


But separate is no good if his account has more in it than mine



[Edited 8/12/2016 9:49:45 AM ]

8/12/2016 9:50:37 AM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


But separate is no good if his account has more in it than mine

See the "would you lie to your s/o to make her happy" thread

"wow really dear? that's EXACTLY the same amount I have in mine..."



[Edited 8/12/2016 9:50:54 AM ]

8/12/2016 9:51:38 AM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


You're just plain mean.

8/12/2016 9:55:32 AM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


Baby, are the sandwiches ready yet?

8/12/2016 10:12:25 AM How should finances be planned between a couple?  
spiritwalker51
Over 7,500 Posts!! (8,430)
Knoxville, TN
55, joined Dec. 2015


My last ex was in charge of our personal and business banking accounts.. Somewhere along the way a personal banking account in her name was started, and funds from the business account somehow started finding their way into her personal account.. I found out about this during our divorce...

Never again..

8/12/2016 11:00:20 AM How should finances be planned between a couple?  
korbyn
Over 10,000 Posts!!! (32,755)
Bat Cave, NC
98, joined Jun. 2013




8/12/2016 11:03:48 AM How should finances be planned between a couple?  

archer513
Over 10,000 Posts!!! (14,306)
Cincinnati, OH
44, joined Dec. 2014


They just give me some money each month. I pay all the bills now,so what's the difference? Maybe take care of groceries.

8/12/2016 11:05:35 AM How should finances be planned between a couple?  

gothygoogoo
Over 10,000 Posts!!! (12,640)
Red Bluff, CA
60, joined Feb. 2015


my last relationship...
i paid all the bills - as i still do...
her money was hers and she used it for fun for us!!!

8/12/2016 11:28:19 AM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


biggest fight I had with the second husband was over the fact that I wldnt spend a penny on myself without asking him..first.

8/12/2016 12:50:22 PM How should finances be planned between a couple?  

stanleyzee
Over 10,000 Posts!!! (56,907)
Dayton, OH
60, joined Dec. 2012


Together but I realize some r stingy

8/12/2016 1:07:46 PM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


Hahaha^

8/12/2016 1:09:09 PM How should finances be planned between a couple?  

fairymaiden
Over 4,000 Posts! (5,525)
Bristol, CT
50, joined Mar. 2014


Quote from grande_mamon:
She gives me all her earnings, I pay the bills, put money aside for savings, buy what I need, pay for groceries and regular expenses, give her some pocket money...


Actually, this is exactly what I want.

I don't want to deal with money on a day to day basis. I'd much rather just hand my paycheck over and have him pay the bills, etc... Just give me enough money to get thru the week and if there's something in particular I want to buy I'll let him know.

8/12/2016 1:24:16 PM How should finances be planned between a couple?  

easttowest72
Over 7,500 Posts!! (8,609)
Bremen, GA
45, joined Sep. 2014


When I was married I was in charge of our finances. I would pay our bills ahead. When my ex got hurt at work we didn't have to worry about bills. Now that we are divorced he only pays the minimum.

8/12/2016 1:26:46 PM How should finances be planned between a couple?  

fairymaiden
Over 4,000 Posts! (5,525)
Bristol, CT
50, joined Mar. 2014


I hope he appreciated how financially secure you made the both of you by being on top of the finances.

8/12/2016 1:28:44 PM How should finances be planned between a couple?  
lurky_lurker
Over 2,000 Posts (2,133)
Norcross, GA
41, joined Feb. 2016


3 accounts

His - 1/3 of his income - I have access to

Our - 1/3 of his income - I have access to

Mine - All my income and 1/3 of his income

8/12/2016 1:29:49 PM How should finances be planned between a couple?  

mr_1234m
Over 10,000 Posts!!! (35,387)
Louisville, KY
51, joined Apr. 2014


Quote from lurky_lurker:
3 accounts

His - 1/3 of his income - I have access to

Our - 1/3 of his income - I have access to

Mine - All my income and 1/3 of his income and Mr has access to




I like it

8/12/2016 1:40:01 PM How should finances be planned between a couple?  

easttowest72
Over 7,500 Posts!! (8,609)
Bremen, GA
45, joined Sep. 2014


Quote from fairymaiden:
I hope he appreciated how financially secure you made the both of you by being on top of the finances.
He didn't. He is a shopaholic.

8/12/2016 1:42:34 PM How should finances be planned between a couple?  

sweettlisa
Over 10,000 Posts!!! (31,680)
Evansville, IN
52, joined Jul. 2014


Been together 21 yrs married 5 he has his I have mine bank account,we go half on all the bills and somehow we have made it last.



[Edited 8/12/2016 1:43:04 PM ]

8/12/2016 2:04:04 PM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


That makes sense but what if one makes 30k and the other makes 80k a year?

8/12/2016 2:15:25 PM How should finances be planned between a couple?  

sweettlisa
Over 10,000 Posts!!! (31,680)
Evansville, IN
52, joined Jul. 2014


I guess the one who makes more contributes more on the bills,we both made about the same and when we first met we lived together he contributed and I got a bigger tax return and I kept it all he likes to spend money I don't like being broke like I was in the firsr marriage

8/12/2016 2:16:13 PM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


Actually, this is exactly what I want.

I don't want to deal with money on a day to day basis. I'd much rather just hand my paycheck over and have him pay the bills, etc... Just give me enough money to get thru the week and if there's something in particular I want to buy I'll let him know.




8/12/2016 2:16:32 PM How should finances be planned between a couple?  
amusicluvr
Over 10,000 Posts!!! (23,676)
Salem, OR
64, joined Nov. 2013


That is up to the couple. Different ways work for different couples.

8/12/2016 2:18:30 PM How should finances be planned between a couple?  

1darksavior
Over 10,000 Posts!!! (10,859)
Brooklyn, NY
55, joined Mar. 2011


Quote from korbyn:
How should finances be planned between a couple?
if we are not married my money is not her biz!

8/12/2016 2:52:54 PM How should finances be planned between a couple?  
soulflight
Over 7,500 Posts!! (9,547)
Baltimore, MD
55, joined Apr. 2014


However they see fit.

8/12/2016 3:22:24 PM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


That is up to the couple.

I bet she makes you hand dry the dishes huh...

8/12/2016 3:27:17 PM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


I wld not mingle finances..

One joint acct for bills...the rest is the earners...

If he makes more..he makes more...

If he wants an apt..home etc..I can't afford.he will either pay for it...or be alone...

Idc...

I am not going in debt for a man...

Not taking on loans..etc..
Dnt expect him to either ...

Handing control of your money to another is .....reckless and lazy...

8/12/2016 3:31:21 PM How should finances be planned between a couple?  

calthropstu
Over 10,000 Posts!!! (11,555)
Phoenix, AZ
38, joined Aug. 2012
online now!


Quote from mr_1234m:
Joint account for "us"

Seperate account for me


I can agree with that, but the amount that goes into "me" and "her" needs to be agreed to prior. And there has to be an agreement that anything that goes into "me" and "her" is considered "gone" as far as joint finances are concerned.

But absolutely nothing should go into those accounts unless joint finances are taken care of first, including a setting aside for emergencies. Those who don't leave themselves some wiggle room, are going to have one hell of a time when something unexpected comes along.

8/12/2016 3:32:06 PM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


A joint account is redundant if you have separate accounts.

8/12/2016 3:33:15 PM How should finances be planned between a couple?  

calthropstu
Over 10,000 Posts!!! (11,555)
Phoenix, AZ
38, joined Aug. 2012
online now!


Quote from eyesofmedusa:
I wld not mingle finances..

One joint acct for bills...the rest is the earners...

If he makes more..he makes more...

If he wants an apt..home etc..I can't afford.he will either pay for it...or be alone...

Idc...

I am not going in debt for a man...

Not taking on loans..etc..
Dnt expect him to either ...

Handing control of your money to another is .....reckless and lazy...


I disagree. When you marry, your entire lives become one. If you can't combine your resources as one, then you should never have gotten married in the first place.

8/12/2016 3:37:26 PM How should finances be planned between a couple?  

calthropstu
Over 10,000 Posts!!! (11,555)
Phoenix, AZ
38, joined Aug. 2012
online now!


Quote from grande_mamon:
A joint account is redundant if you have separate accounts.


Not at all. we have "joint," the account that goes towards paying for bills, groceries, gas, clothing allowances, child expenses etc.

Then you have individual accounts that are used for personal stuff... such as golf clubs, video games, drinks with the guys/gals, prostitutes... (kidding)

The "me" accounts are for things you want. The joint account is for things you both need.

8/12/2016 3:38:13 PM How should finances be planned between a couple?  
sinceresammy
Over 10,000 Posts!!! (11,702)
Dayton, OH
62, joined Mar. 2014


Quote from calthropstu:
I disagree. When you marry, your entire lives become one. If you can't combine your resources as one, then you should never have gotten married in the first place.


I wouldn't combine my resources with any woman. For one reason, they'd be a million times greater than her money. Next, she might be taking some high dollar life insurance out on me. And finally, I don't answer to anyone how I use my money especially my honey!

8/12/2016 3:39:30 PM How should finances be planned between a couple?  
grillocks
Over 7,500 Posts!! (8,741)
Chesapeake, VA
36, joined Dec. 2015


3 separate accounts seems a bit excessive

8/12/2016 3:50:15 PM How should finances be planned between a couple?  
grande_mamon
Over 10,000 Posts!!! (23,209)
Houston, TX
50, joined Sep. 2014


Not at all. we have "joint," the account that goes towards paying for bills, groceries, gas, clothing allowances, child expenses etc.

Then you have individual accounts that are used for personal stuff... such as golf clubs, video games, drinks with the guys/gals, prostitutes... (kidding)

The "me" accounts are for things you want. The joint account is for things you both need.


You can do all that with separate accounts...Transferring money from your personal account to a joint account to pay a bill is an unnecessary extra step and ultimately when the shit hits the fan is another possible point of contention.

One account each, decide who pays what...easy.



[Edited 8/12/2016 3:50:59 PM ]

8/12/2016 3:51:12 PM How should finances be planned between a couple?  
sinceresammy
Over 10,000 Posts!!! (11,702)
Dayton, OH
62, joined Mar. 2014


She can get a job and pay her own bills!

8/12/2016 6:10:54 PM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


Quote from calthropstu:
I disagree. When you marry, your entire lives become one. If you can't combine your resources as one, then you should never have gotten married in the first place.


I did that....I am now out a lil over a 1/4 million...
Part went on other women...horses..boats ..trucks..etc..

I will never..repeat never marry again...


If...huge IF.... I even dated...I doubt it wld lead to me getting into a financially interactive situation.

I will leave that for others...



8/12/2016 6:12:49 PM How should finances be planned between a couple?  

ol39er
Over 4,000 Posts! (5,538)
Cicero, IL
45, joined Jul. 2011


It all depends on who is most adept at managing money. If the man is more proficient, then he should control the finances. If she is, then it should be her role.

8/12/2016 6:40:58 PM How should finances be planned between a couple?  

calthropstu
Over 10,000 Posts!!! (11,555)
Phoenix, AZ
38, joined Aug. 2012
online now!


Quote from grande_mamon:
Not at all. we have "joint," the account that goes towards paying for bills, groceries, gas, clothing allowances, child expenses etc.

Then you have individual accounts that are used for personal stuff... such as golf clubs, video games, drinks with the guys/gals, prostitutes... (kidding)

The "me" accounts are for things you want. The joint account is for things you both need.


You can do all that with separate accounts...Transferring money from your personal account to a joint account to pay a bill is an unnecessary extra step and ultimately when the shit hits the fan is another possible point of contention.

One account each, decide who pays what...easy.


You don't transfer money into a joint account.

It's vice versa.
The way you are talking sounds more like an arrangement for roommates than marriage.

Marriage means together.

@eyes yeah yeah, your husband cheated on you blah blah never getting married again etc etc. You have said it a hundred times. Honestly, I have a strong feeling you were no peach yourself. Your posts here lead me to believe you are a smothering control freak.

Not condoning your ex husband's mistakes, but there is no way in hell I am accepting your words at face value. You have a share in the blame for your marriage falling apart. I have zero doubt in this.

8/12/2016 7:01:08 PM How should finances be planned between a couple?  
soulflight
Over 7,500 Posts!! (9,547)
Baltimore, MD
55, joined Apr. 2014


Quote from calthropstu:
I disagree. When you marry, your entire lives become one. If you can't combine your resources as one, then you should never have gotten married in the first place.


Bullpuckey.

Two people create a partnership. They don't become a hermaphroditic frankenstein.

I married a man, a whole, individual person. I expect him to remain such and vice versa.

8/12/2016 9:18:07 PM How should finances be planned between a couple?  
korbyn
Over 10,000 Posts!!! (32,755)
Bat Cave, NC
98, joined Jun. 2013




8/12/2016 9:21:02 PM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


Quote from calthropstu:
You don't transfer money into a joint account.

It's vice versa.
The way you are talking sounds more like an arrangement for roommates than marriage.

Marriage means together.

@eyes yeah yeah, your husband cheated on you blah blah never getting married again etc etc. You have said it a hundred times. Honestly, I have a strong feeling you were no peach yourself. Your posts here lead me to believe you are a smothering control freak.

Not condoning your ex husband's mistakes, but there is no way in hell I am accepting your words at face value. You have a share in the blame for your marriage falling apart. I have zero doubt in this.


Of course I did..

And obviously went up your a** for you to feel the need to reply in such a manner...


Also not sure wtf correlation that has to do with your post or my answer to it...

I will stand by my position...
No 2 ppl shld mix all Of their money..together.

It is not necessary....nor smart for either party...

It is not 1980....2016

8/12/2016 9:24:38 PM How should finances be planned between a couple?  

calthropstu
Over 10,000 Posts!!! (11,555)
Phoenix, AZ
38, joined Aug. 2012
online now!


You frequently go on and on about how your husband wronged you, yet you have never, to my knowledge, given him credit for anything positive nor have you admitted to any mistakes.

Just gets old seeing it time and time again.

8/12/2016 11:21:41 PM How should finances be planned between a couple?  

eyesofmedusa
Over 10,000 Posts!!! (46,160)
San Antonio, TX
52, joined Jun. 2012


Quote from calthropstu:
You frequently go on and on about how your husband wronged you, yet you have never, to my knowledge, given him credit for anything positive nor have you admitted to any mistakes.

Just gets old seeing it time and time again.


I chose a human soooo wrong for me...and allowed him to choose someone sooooo wrong for him...

I was the smarter one..I shld hv stopped it...

I failed us both...

I allowed too much sht Cal...I was the stronger and I shld hv stopped it...ended it...instead of sticking to the whole..I took vows..made a promise..wtfever I was using as an excuse...

I cld not love him the way he needed..I hv said this...

And cld not become what he wanted...I hv said this...

I cld not forgive certain things....I hv said this...

And I didn't speak up on the things I shld have...I hv said this...

Instead of quarreling....I just let my sht go.

He was not...right for me and I sure as hell wsnt right for him...

He still says I was...but honest to God...I wasn't.

He had the patience of JOB with kids and animals...

He was a hard worker...

He had a demented sense of humor....

He ate anything I cooked and loved it...

But our main cores did not line up...money..lifestyle..ethics...etc...

It was a very very slow train wreck...that I shld hv ended.

And..remember..my dumb fkn retarded a** did this sht..3 times...three.

I never said I quit easily....

I hv risked more than a few...


I am done risking....that is all...now that energy goes to me...and I believe...I hv earned it...

8/13/2016 2:47:20 AM How should finances be planned between a couple?  
cavie59
Over 10,000 Posts!!! (17,515)
Enid, OK
58, joined Feb. 2010


Quote from korbyn:
How should finances be planned between a couple?


Each should have a separate account and split the bills.

8/13/2016 4:56:09 AM How should finances be planned between a couple?  

bookwormtobutte
Over 2,000 Posts (2,581)
Rio Rancho, NM
37, joined Jan. 2016


I take care of my personal finances, he takes care of his, we calculate the cost of living (mortgage, utilities, food, ect) split it even, he pays me his half. I don't like shared bank accounts.

8/13/2016 8:59:00 AM How should finances be planned between a couple?  
korbyn
Over 10,000 Posts!!! (32,755)
Bat Cave, NC
98, joined Jun. 2013




8/13/2016 5:11:01 PM How should finances be planned between a couple?  
korbyn
Over 10,000 Posts!!! (32,755)
Bat Cave, NC
98, joined Jun. 2013




8/13/2016 5:21:37 PM How should finances be planned between a couple?  
sir_hugo_drax
Over 4,000 Posts! (5,445)
Greenville, SC
24, joined Apr. 2014


Whaaaa...
People PLAN finances?

Who knew????...