Natural selection.

No payment for injuries they sustain and also they should be responsible for the cost of their rescue and any medical cost born to the first responders....the damage to the home was gonna come anyway whether they stay or go...so that shouldn't really be a factor in whether they choose to evacuate or not...but certainly the costs that arise from their choice to stay they should be liable for....

I am still trying to grasp the concept that living in an area repeatedly hit by severe storms that put your home and life at risk could be considered a great place to live?

Like until the next disaster strikes?

Not true:
Although states have uncontested legal authority to make an evacuation mandatory, enforcement is nearly impossible. So what are the consequences of stocking up on water, duct tape, food, and candles, and hanging tough through a disaster?

If you make it through alive with your house intact, consider yourself lucky. There probably won’t be any legal ramifications to your decision to stay behind. While you can be prosecuted for a misdemeanor in a handful of states, including California, Maryland, North Carolina, and New York, chances are authorities are going to have much more important things to do in the aftermath than slap your wrist

But what about insurance? Will staying behind affect your coverage?

There’s no one answer to that question, since individual coverage varies so much, and each insurance company has its own rules and policies. The only way to know is to ask your insurance company well in advance if not obeying an evacuation order affects your coverage.

Depending on the answer you get, you may be able to tailor your coverage with additional riders to keep yourself covered. You’ll want to get your insurance company’s answers in writing and perhaps have an insurance attorney review them, along with any policy changes. You don’t want to engage in a game of hearsay when your house is under water or been reduced to a charred foundation.

Many people who have decided to stay suddenly have a profound change of heart when they can feel the heat of an encroaching wildfire or find themselves sitting on their roof with their feet getting wet.

Personally I think it's pretty foolish to ignore mandatory evacuation orders, to do so could nullify your ability to collect an insurance claim from already far to stressed insurance companies making thousands of payouts to those who followed the law and complied with the order.

Oh dear, someone's all kinds of pissed off here

Not true:
Although states have uncontested legal authority to make an evacuation mandatory, enforcement is nearly impossible. So what are the consequences of stocking up on water, duct tape, food, and candles, and hanging tough through a disaster?

If you make it through alive with your house intact, consider yourself lucky. There probably won’t be any legal ramifications to your decision to stay behind. While you can be prosecuted for a misdemeanor in a handful of states, including California, Maryland, North Carolina, and New York, chances are authorities are going to have much more important things to do in the aftermath than slap your wrist

But what about insurance? Will staying behind affect your coverage?

There’s no one answer to that question, since individual coverage varies so much, and each insurance company has its own rules and policies. The only way to know is to ask your insurance company well in advance if not obeying an evacuation order affects your coverage.

Depending on the answer you get, you may be able to tailor your coverage with additional riders to keep yourself covered. You’ll want to get your insurance company’s answers in writing and perhaps have an insurance attorney review them, along with any policy changes. You don’t want to engage in a game of hearsay when your house is under water or been reduced to a charred foundation.

Many people who have decided to stay suddenly have a profound change of heart when they can feel the heat of an encroaching wildfire or find themselves sitting on their roof with their feet getting wet.

Personally I think it's pretty foolish to ignore mandatory evacuation orders, to do so could nullify your ability to collect an insurance claim from already far to stressed insurance companies making thousands of payouts to those who followed the law and complied with the order.