Picking a Supplement.

10/8/2016 6:29:22 AM	Picking a Supplement.
deedeekine1 Irwin, PA 65, joined Jul. 2007	In the next 30 days I have to pick a supplement to go with Medicare which will go into affect on December 1st. There is so much information out there it is making my head spin. I have a major health issue which requires me seeing a specialist every month. My monthly meds cost $12,000. Anyone have any suggestions? Meet singles at DateHookup.dating, we're 100% free! Join now!
10/8/2016 7:15:01 AM	Picking a Supplement.
ireneann Stuart, FL 62, joined Dec. 2009	Good Morning Dee......Good to see you this am! I just want to mention to you my experience with picking the secondary. (Not for me) but someone I was very involved with. I did some searching...and ended up with Humana. My experience with them in the time there was .....excellent. Humana handled only the prescription part of his care. I don't remember how much a monthly policy was but it would most likely be different for each person. Explanations and great information from beginning to end. I hope that many post to this thread with info for you. Down the road, I will need the same into
10/8/2016 8:59:38 AM	Picking a Supplement.
shaggyoledog Ocean Shores, WA 69, joined Apr. 2011	Wish I hadda answer, butt I do not... Perhaps when Hillary fixes Obama Care, there'll be a stipulation...
10/8/2016 11:42:43 AM	Picking a Supplement.
huggable57 Fairchance, PA 68, joined Sep. 2006	when picking a sup;ement need locate an insurance genal agent let him show you what he has go with a cheapest never deal with an agent who only has one company to offer you this applies to medicare suppliments
10/8/2016 12:30:06 PM	Picking a Supplement.
orz Portage, WI 67, joined Jul. 2010	I have decided to go with Manhattan Life. I am dealing with a site called boomer benefits.com....he explained that the F and G plans have zero payments. F in particular. Wisconsin doesnt go with plans..state requires each person get an individualized plan.So mine would be equal to an F or G. I researched on line til purple! Check reviews and some of the most touted have the most complaints. As you said..enough to drive you to drink! One thing I am certain of..stay away from AARP. The plans they sell arent them...some insurance company they hooked up with. And they have the highest complaints!
10/10/2016 7:45:32 AM	Picking a Supplement.
sankie1 Irvine, KY 69, joined Dec. 2011	Also, need to reference deeply to see if an HMO, PPO, etc. plan and determine if you want to stay within a specific health care system and/or what your specific needs are. So many insurances require that you stick with with selected providers and you always get screwed if you go outside the network. I have Aetna since this is what's provided via retirement insurance benefit. No choice except to stay with them because to go elsewhere will terminate my eligibility for the retirement benefit and I can never get back in. So far it's worked, but one really doesn't know about any insc. until you need it. Seems each year the formulary drug list gets smaller and the fine print gets longer. If you read any document and the term "may, or could" is inserted then start reading between the lines because when using the term may, then it also means may not. Good luck with your search.
10/11/2016 7:46:37 AM	Picking a Supplement.
trisha1 Erie, PA 68, joined Dec. 2007	Dee, I also have Aetna as the parent company. I picked Health America as my supplement. Have had no problems with them.
10/12/2016 7:39:54 AM	Picking a Supplement.
shezakeeper_2 San Antonio, TX 62, joined Jul. 2013	~ Interesting stuff here, thanks to all. Just to lighten a serious situation.
10/12/2016 8:18:43 PM	Picking a Supplement.
cupocheer Assumption, IL 68, joined May. 2010	Geritol Plus
10/12/2016 9:30:52 PM	Picking a Supplement.
trisha1 Erie, PA 68, joined Dec. 2007	Sheza, good one.
10/13/2016 10:35:04 PM	Picking a Supplement.
cupocheer Assumption, IL 68, joined May. 2010	Sunday edition
10/14/2016 5:36:17 PM	Picking a Supplement.
orz Portage, WI 67, joined Jul. 2010	I am trying to help out Joe figure it out too. The one thing I do know is to stay away from the advantage plans. They are the HMO/PPos. What I have read is a slew of denials, lost referrals, hidden costs and restrictions. So many complaints to the point I read about the government seeking to ban them.
10/16/2016 9:54:44 PM	Picking a Supplement.
trisha1 Erie, PA 68, joined Dec. 2007	orz, I have an Advantra plan, have never had a problem in over 5 years. It depends on the parent company.
10/17/2016 8:21:39 AM	Picking a Supplement.
shaggyoledog Ocean Shores, WA 69, joined Apr. 2011	Me thinks, more attention mite be put upon, whom fer one, ya have fer a doctor... Like say fer instence fer one... Is he/she publican or Democrat??? NEVER talk polly ticks with yer doctor... NEVER!!!
10/17/2016 12:08:56 PM	Picking a Supplement.
orz Portage, WI 67, joined Jul. 2010	You are lucky. I guess the problem is co-pays that sneak up on people. And which insurance company CAN one trust?
10/25/2016 1:27:41 PM	Picking a Supplement.
cupocheer Assumption, IL 68, joined May. 2010	Trump groped me! I'm voting for Hillary!
11/20/2016 4:53:25 PM	Picking a Supplement.
cupocheer Assumption, IL 68, joined May. 2010
11/22/2016 5:55:12 PM	Picking a Supplement.
duchessa Yonkers, NY 63, joined Aug. 2008	I have "Emblema" and I am pleased. My friend has AARP and she is also pleased. I don't know if things are different in each state. Good luck
11/29/2016 9:22:44 PM	Picking a Supplement.
trisha1 Erie, PA 68, joined Dec. 2007	Hope you got to pick a good supplement.
12/2/2016 7:31:13 PM	Picking a Supplement.
cupocheer Assumption, IL 68, joined May. 2010	Ask your physician.
12/2/2016 7:40:36 PM	Picking a Supplement.
sorpstar Wayne, NJ 64, joined Oct. 2009	Best policies I've seen in NJ is Horizon ..whatever Medicare recognizes and pays Horizon pays that 20 percent..you have to find Drs and hosps that accept Medicare.. don't be afraid to find help for meds if SS is your only income...you may qualify to get help with RXs..with small co pays OP did you read this..
12/2/2016 7:45:13 PM	Picking a Supplement.
sorpstar Wayne, NJ 64, joined Oct. 2009	Check this link called extra help https://www.medicare.gov/your-medicare-costs/help-paying-costs/extra-help/level-of-extra-help.html

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